Balances & Reserves Account Balance How do I add funds to my Zoho Payments account balance? Reserve What is a reserve? How is the Reserve by Zoho Payments amount determined? When will the reserve be released? Refund Buffer What is a refund buffer? What is the minimum and maximum amount that can be allocated towards the refund buffer? How do I allocate funds to my refund buffer? When can I release my refund buffer? Can I release my refund buffer partially?